Bihar Rajya Fasal Sahayata Yojana 2026: Complete Guide to Online Application Form, Crop Insurance Registration & Benefits for Farmers

"Empowering the farmers of Bihar with financial security against natural calamities — because every crop saved is a life protected."

Introduction to Bihar Rajya Fasal Sahayata Yojana 2026
Scheme Overview & Key Highlights
Historical Background & Why Bihar Opted Out of PMFBY
Core Objectives of BRFSY
Detailed Benefits & Compensation Structure
Crops Covered Under the Scheme
Comprehensive Eligibility Criteria
Documents Required for Registration
Step-by-Step Online Application Process
Farmer Registration at DBT Agriculture Portal
Self-Declaration Certificate Formats
BRFSY Mobile App — BRFSY_RABI_25_26
Premium Structure — Why BRFSY is Free
Payment Mode — DBT Direct Transfer
Crop Loss Assessment & Claim Process
BRFSY vs PMFBY — Detailed Comparison
District-wise Coverage in Bihar
Helpline Numbers & Support Contacts
Common Mistakes & Application Rejection Reasons
Insider Tips for Successful Application
Other Important Bihar Farmer Schemes 2026
Frequently Asked Questions (FAQs)
Conclusion

1. Introduction to Bihar Rajya Fasal Sahayata Yojana 2026

Agriculture is the backbone of Bihar's economy, with over 70% of the state's population depending directly or indirectly on farming for their livelihood. However, the agricultural sector in Bihar is perpetually vulnerable to natural calamities such as floods, droughts, unseasonal rainfall, hailstorms, and frost. These unpredictable events can devastate an entire season's hard work, pushing farming families into debt and despair. Recognizing this critical need, the Government of Bihar launched the Bihar Rajya Fasal Sahayata Yojana (BRFSY) in 2018 as a state-funded crop assistance scheme to provide direct financial relief to farmers suffering crop losses due to natural calamities [[5]].

As we enter 2026, the Bihar Rajya Fasal Sahayata Yojana has emerged as one of the most significant welfare schemes for farmers in the state. Unlike traditional crop insurance schemes where farmers must pay a premium, BRFSY is entirely free for farmers — the state government bears the complete financial burden [[3]]. For the Rabi 2025-26 season, online applications opened from January 1, 2026, through the official portal esahkari.bihar.gov.in, managed by the Cooperative Department of Bihar [[2]]. Eligible farmers can receive crop loss compensation ranging from ₹7,500 to ₹10,000 per hectare, directly transferred to their bank accounts through Direct Benefit Transfer (DBT) [[4]].

This comprehensive guide covers every aspect of the Bihar Rajya Fasal Sahayata Yojana 2026 — from its historical background and objectives to the detailed application process, documents required, eligibility criteria, benefits structure, and frequently asked questions. Whether you are a landowning farmer (Raiyat) or a tenant farmer (Ghair Raiyat), this article will help you understand how to register, apply, and receive the compensation you deserve.

Quick Summary: What You Need to Know

Scheme Name: Bihar Rajya Fasal Sahayata Yojana (BRFSY) 2026
Launched By: Government of Bihar, Cooperative Department
Launch Year: 2018 (as replacement for PMFBY in Bihar)
Benefit Amount: ₹7,500/hectare (up to 20% loss) or ₹10,000/hectare (above 20% loss)
Maximum Coverage: Up to 2 hectares per farmer
Premium: Absolutely FREE — No premium required from farmers
Payment Mode: DBT (Direct Benefit Transfer) to bank account
Official Portal: esahkari.bihar.gov.in
Beneficiaries: Over 35 lakh farmers across Bihar
Eligible Farmers: Both landowners (Raiyat) and tenant farmers (Ghair Raiyat)

2. Scheme Overview & Key Highlights

The Bihar Rajya Fasal Sahayata Yojana operates as a state-funded crop loss compensation mechanism that differs fundamentally from conventional insurance products. Instead of collecting premiums from farmers and then processing claims through insurance companies, the Government of Bihar directly assesses crop damage and provides financial assistance to affected farmers. This approach eliminates the middlemen, reduces delays, and ensures that the maximum benefit reaches the farmers.

Parameter	Details
Scheme Name	Bihar Rajya Fasal Sahayata Yojana (BRFSY) 2026
Also Known As	Bihar State Crop Assistance Scheme, Bihar Fasal Sahayata Yojana
Launched By	Government of Bihar, Cooperative Department
Launch Year	2018
Beneficiaries	All farmers of Bihar (Raiyat and Non-Raiyat/Tenant farmers)
Benefit Amount	₹7,500/hectare (up to 20% loss) or ₹10,000/hectare (above 20% loss)
Maximum Area Covered	2 hectares per farmer
Premium	FREE — No premium required
Payment Mode	DBT (Direct Benefit Transfer) to Aadhaar-linked bank account
Application Mode	Online at esahkari.bihar.gov.in and e-Sahkari mobile app
Official Website	esahkari.bihar.gov.in
Alternative Portal	pacsonline.bih.nic.in/fsy
Seasons Covered	Both Kharif and Rabi seasons
Helpline Number	1800-345-6290 (Toll-Free), (0612)-2200693

3. Historical Background & Why Bihar Opted Out of PMFBY

To understand the significance of the Bihar Rajya Fasal Sahayata Yojana, it is essential to examine the historical context of crop insurance in India and Bihar's unique decision to opt out of the central government's flagship scheme. The Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched by the Government of India in 2016 as a comprehensive crop insurance program aimed at providing financial protection to farmers against crop losses caused by natural calamities, pests, and diseases [[12]].

Under PMFBY, farmers were required to pay a nominal premium — 2% for Kharif crops, 1.5% for Rabi crops, and 5% for commercial and horticultural crops — while the remaining actuarial premium was shared equally by the Central and State Governments. Despite its ambitious goals, PMFBY faced several implementation challenges in Bihar, including delays in claim settlements, inadequate coverage, and issues with premium sharing between the central and state governments [[5]].

In 2018, the Government of Bihar made a bold and unprecedented decision to opt out of PMFBY and launch its own state-funded alternative — the Bihar Rajya Fasal Sahayata Yojana. This move was particularly notable because Bihar was then governed by an NDA coalition, the same alliance that was in power at the Centre and had launched PMFBY as one of its flagship schemes [[12]]. The Bihar government argued that its own scheme would be more efficient, more farmer-friendly, and would provide faster relief without the complexities of insurance-based models.

The fundamental difference between PMFBY and BRFSY lies in their approach. While PMFBY operates on an insurance model where premiums are collected and claims are processed through insurance companies, BRFSY functions as a direct assistance scheme where the government itself assesses crop damage and provides compensation directly to farmers through DBT. The government claims that in 2019 alone, BRFSY provided compensation to over 3.5 lakh farmers amounting to ₹260.64 crore [[12]]. This direct approach eliminates the need for intermediaries and ensures that the maximum benefit reaches the farmers.

Why BRFSY is Better for Bihar Farmers

No Premium: Unlike PMFBY where farmers pay 2% premium, BRFSY is completely free
Direct Transfer: Money goes directly to farmers' bank accounts via DBT
No Insurance Companies: Government handles assessment and payment directly
Faster Claims: Reduced bureaucratic delays in claim settlement
Covers Both Landowners and Tenants: Inclusive approach benefiting all cultivators

4. Core Objectives of BRFSY

The Bihar Rajya Fasal Sahayata Yojana was conceived with multiple objectives aimed at creating a robust safety net for the farming community of Bihar. Understanding these objectives helps farmers appreciate the full scope and significance of the scheme.

Financial Protection Against Natural Calamities

The primary objective of BRFSY is to provide immediate financial relief to farmers whose crops are damaged due to natural calamities such as floods, droughts, unseasonal rainfall, hailstorms, and frost. Bihar is particularly vulnerable to floods, with northern districts regularly affected by overflowing rivers, while southern regions face drought-like conditions. By providing ₹7,500 to ₹10,000 per hectare, the scheme helps farmers recover their input costs and prepare for the next season.

Reducing Farmer Indebtedness

One of the most critical objectives is to prevent farmers from falling into the debt trap. When crops fail, farmers who have invested their savings or taken loans for seeds, fertilizers, and labor face immense financial stress. BRFSY provides a cushion that helps them repay loans and avoid distress sales of assets or land. This is particularly important in a state like Bihar where small and marginal farmers dominate the agricultural landscape.

Promoting Agricultural Sustainability

By providing a safety net against crop losses, BRFSY encourages farmers to continue investing in agriculture rather than abandoning farming due to repeated losses. This contributes to the long-term sustainability of the agricultural sector in Bihar and helps maintain food security for the state's growing population.

Inclusive Coverage for All Farmers

Unlike many schemes that only benefit landowning farmers, BRFSY explicitly covers both Raiyat (landowning) farmers and Ghair Raiyat (tenant/sharecropper) farmers. This inclusive approach recognizes the reality that a significant portion of cultivation in Bihar happens on leased or rented land, and these tenant farmers are equally vulnerable to crop losses.

5. Detailed Benefits & Compensation Structure

The benefit structure under BRFSY is designed to provide meaningful financial assistance based on the extent of crop loss. The compensation is calculated per hectare and varies depending on whether the crop loss is below or above the 20% threshold.

Up to 20% Crop Loss

₹7,500 per hectare

When the actual yield reduction is up to 20% compared to the threshold yield, farmers receive assistance at the rate of ₹7,500 per hectare for a maximum of 2 hectares.

Above 20% Crop Loss

₹10,000 per hectare

When the actual yield reduction exceeds 20% compared to the threshold yield, farmers receive higher assistance at the rate of ₹10,000 per hectare for a maximum of 2 hectares.

Crop Loss Category	Compensation Rate	Maximum Area	Maximum Benefit
Up to 20% loss (threshold level)	₹7,500 per hectare	2 hectares	₹15,000
Above 20% loss	₹10,000 per hectare	2 hectares	₹20,000

The loss assessment is conducted through Crop Cutting Experiments (CCEs), which are scientific methods used to estimate the actual yield of a crop in a given area. These experiments are conducted by trained officials at the district level, ensuring that the assessment is fair, transparent, and based on empirical data. The CCE results determine whether a particular area has suffered crop loss and the extent of that loss.

Important Note on Maximum Benefit

The maximum compensation is limited to 2 hectares per farmer, regardless of the actual area cultivated. This means that even if a farmer has suffered crop loss on 5 hectares of land, the compensation will be calculated only for 2 hectares. For a loss above 20%, this translates to a maximum benefit of ₹20,000 per farmer per season.

6. Crops Covered Under the Scheme

The Bihar Rajya Fasal Sahayata Yojana covers specific notified crops across the state. The coverage varies by district and season, with different crops notified for different regions based on their agricultural importance and vulnerability to natural calamities.

Kharif Season Crops

Aghani Paddy: Notified in all gram panchayats of 38 districts of the state (except specific circles of Bhagalpur district including Navgachia, Bihpur, Gopalpur, Narayanpur, Ismailpur, Rangrachowk, and Kharik) [[13]].
Bhadai Maize: Notified in all gram panchayats across all 38 districts of Bihar [[13]].
Soybean: Notified as a district-level crop for Begusarai, Samastipur, and Khagaria districts [[13]].

Rabi Season Crops

For the Rabi 2025-26 season, the scheme covers important Rabi crops including wheat, maize, pulses, and oilseeds cultivated during the winter season. The specific crops notified may vary by district, and farmers should check the official portal for the complete list of notified crops in their area.

How to Check if Your Crop is Covered

Farmers can verify whether their specific crop is covered under BRFSY by visiting the official portal at pacsonline.bih.nic.in/fsy or esahkari.bihar.gov.in. The portal provides district-wise and crop-wise notifications that detail which crops are covered in each area for the current season.

7. Comprehensive Eligibility Criteria

The eligibility framework for BRFSY is designed to be inclusive, covering the widest possible range of farmers in Bihar. The scheme recognizes that agriculture in Bihar involves not just landowning farmers but also a large number of tenant farmers and sharecroppers who cultivate land they do not own.

Who Can Apply?

Raiyat Farmers (Landowners): All farmers who cultivate their own land in Bihar are eligible. They must possess valid land records (Khatauni/Khesra) and have a registered Farmer Registration Number [[13]].
Ghair Raiyat Farmers (Tenant Farmers): All farmers who cultivate land owned by others on lease, rent, or sharecropping arrangements are eligible. They must provide a self-declaration certificate and, where applicable, a tenancy agreement [[13]].
Both Raiyat and Non-Raiyat Farmers: Farmers who own some land and also cultivate additional rented land are eligible under a combined category. They must submit documents for both categories [[13]].

Essential Eligibility Conditions

The farmer must be a permanent resident of Bihar and cultivate land within the state.
The farmer must have a valid Aadhaar Card linked to their mobile number for authentication.
The farmer must have a Farmer Registration Number (13-digit number) from the Agriculture Department of Bihar.
The farmer must have an Aadhaar-linked bank account for receiving DBT payments.
The farmer must have registered on the official portal (pacsonline.bih.nic.in or esahkari.bihar.gov.in) before the crop season begins [[36]].
The crop damage must be due to natural calamities such as flood, drought, hailstorm, frost, or unseasonal rainfall.

Who Cannot Apply?

Farmers whose land is located outside Bihar (e.g., in Jharkhand or other states).
Farmers who have not completed pre-season registration on the official portal.
Farmers without a valid Aadhaar Card or without Aadhaar-linked bank account.
Farmers who do not have a Farmer Registration Number from the Agriculture Department.
Institutional landowners, banks, and government bodies are not eligible.

8. Documents Required for Registration

Before filling the Bihar Fasal Sahayata Yojana online application form, farmers must keep the following documents ready in soft copy format. The portal has strict file size limits, so ensure each document meets the specified requirements before uploading.

Document	Format	File Size Limit	Applicable To
Recent Photograph	JPEG/JPG	Less than 50 KB	All Farmers
Aadhaar Card	PDF	Less than 400 KB	All Farmers
Identity Proof (Voter ID)	PDF	Less than 400 KB	All Farmers
Bank Passbook (First Page)	PDF	Less than 400 KB	All Farmers
Residential Certificate	PDF	Less than 400 KB	All Farmers
Self-Declaration Certificate	PDF	Less than 400 KB	All Farmers
Land Possession Certificate/Land Receipt	PDF	Less than 1 MB	Raiyat Farmers (Landowners)
Tenancy Agreement (if applicable)	PDF	Less than 400 KB	Non-Raiyat Farmers (Tenants)

Important Document Requirements

The Land Possession Certificate or Revenue Receipt must be dated after March 31, 2022 [[13]].
The Self-Declaration Certificate must be attested by the Ward Member or Farmer Advisor [[13]].
The mobile number used for registration must be linked to the Aadhaar Card for OTP verification.
All documents must be clear, legible, and not blurred to avoid rejection.

9. Step-by-Step Online Application Process

The application process for Bihar Rajya Fasal Sahayata Yojana 2026 is entirely online. Farmers can apply through the official e-Sahkari portal or the mobile app. Below is the detailed step-by-step process:

Step 1: Visit the Official Website

Open your web browser and go to the official website https://esahkari.bihar.gov.in, which is managed by the Cooperative Department, Government of Bihar [[3]]. Alternatively, you can visit https://pacsonline.bih.nic.in/fsy.

Step 2: Select the Scheme Link

On the homepage, look for the link titled "Bihar Rajya Fasal Sahayata Yojana Application" for the current season (Rabi 2025-26 or Kharif 2026, as applicable). Click on this link to proceed [[3]].

Step 3: Enter Farmer Registration Number

A new window will open where you need to enter your 13-digit Farmer Registration Number and click on "Search." Your basic details will be automatically fetched from the farmer registration database maintained by the Agriculture Department [[3]].

Step 4: Aadhaar Authentication

Complete the Aadhaar authentication process. An OTP will be sent to your mobile number linked with Aadhaar. Enter the OTP to verify your identity and proceed with the application [[3]].

Step 5: Fill the Application Form

Fill in all the required details including:

Crop name and variety
Khesra number (plot number)
Area sown (in hectares)
Bank account details
Aadhaar details
Nature of crop damage and cause

Step 6: Upload Documents

Upload all required documents in the specified formats and file sizes. This includes your photograph, Aadhaar card, bank passbook, self-declaration certificate, and land documents (for Raiyat farmers) [[3]].

Step 7: Submit the Application

Review all the entered information carefully. Once satisfied, click on the "Submit" button. After successful submission, download the application receipt and keep it safe for future reference [[3]].

Apply Now for Bihar Rajya Fasal Sahayata Yojana 2026

Don't miss the deadline! Register online today and secure financial protection for your crops.

Visit Official Portal →

10. Farmer Registration at DBT Agriculture Portal

If you do not have a Farmer Registration Number, you must first register with the Agriculture Department of Bihar before you can apply for BRFSY. The farmer registration is done through the DBT Agriculture portal at https://dbtagriculture.bihar.gov.in [[3]].

How to Register as a Farmer

Visit https://dbtagriculture.bihar.gov.in/RegFarmer/ to access the farmer registration page.
Select the user type: CSC, SAHAJ, or General User [[3]].
Enter your Aadhaar number and confirm that you have an Aadhaar card (mandatory) [[3]].
Complete Aadhaar authentication through OTP sent to your registered mobile number.
Fill in your personal details, land details, crop information, and bank account details.
Upload required documents including photograph, Aadhaar, land records, and bank passbook.
Submit the registration form. You will receive a 13-digit Farmer Registration Number upon successful registration [[3]].

Farmers Can Also Use BRFSY_RABI_25_26 Mobile App

The Government of Bihar has launched the official BRFSY_RABI_25_26 mobile application on Google Play Store to digitize farmer registration and crop data collection [[27]]. Farmers can download this app, register themselves, capture photographs of their crops and fields, and submit applications directly from their smartphones. This is particularly useful for farmers who may not have easy access to computers or Common Service Centers (CSCs).

11. Self-Declaration Certificate Formats

Every farmer must upload a self-declaration certificate as part of the BRFSY application. The format of this certificate varies depending on the farmer's category. The correct format must be used to avoid rejection of the application.

For Raiyat Farmers (Landowners)

Raiyat farmers who own the land they cultivate must submit:

Self-Declaration Certificate for Raiyat farmers (PDF, less than 400 KB)
Land Possession Certificate or Land Receipt (PDF, less than 1 MB, dated after March 31, 2022) [[3]]

The self-declaration format for Raiyat farmers is available at: pacsonline.bih.nic.in/fsy/Public/FarmerSelfDeclaration.pdf [[3]].

For Non-Raiyat Farmers (Tenant Farmers)

Non-Raiyat farmers who cultivate land taken on rent or lease must submit:

Self-Declaration Certificate for Non-Raiyat farmers (PDF, less than 400 KB)
Tenancy agreement or lease document (if available)

The self-declaration format for Non-Raiyat farmers is available at: pacsonline.bih.nic.in/fsy/Public/ShareSelfDeclaration.pdf [[3]].

For Both Raiyat and Non-Raiyat Farmers

Farmers who own some land and also cultivate additional rented land must submit:

Combined Self-Declaration Certificate (PDF, less than 400 KB)
Land Possession Certificate or Land Receipt for owned land (PDF, less than 1 MB)

The combined format is available at: pacsonline.bih.nic.in/fsy/Public/BothSelfDeclaration.pdf [[3]].

12. BRFSY Mobile App — BRFSY_RABI_25_26

To make the registration and application process more accessible, the Government of Bihar has developed the official BRFSY_RABI_25_26 mobile application, available on Google Play Store [[27]]. This app is specifically designed to digitize farmer registration and crop data collection under the Bihar Rajya Fasal Sahayata Yojana for the Rabi 2025-26 season [[28]].

Key Features of the Mobile App

Farmers Registration: Farmers can register themselves directly through the app.
Crop Data Collection: Capture and upload data about crops sown, area cultivated, and crop health.
Photo Upload: Take and upload photographs of the farmer, the crop, and the field directly from the phone camera [[25]].
GPS Tagging: The app captures GPS coordinates of the field for accurate location mapping.
Offline Mode: Data can be collected offline and synced when internet connectivity is available.
Application Submission: Submit the complete BRFSY application form through the app.

Important Update for 2026: Mandatory Photo Upload

As per the latest guidelines for Rabi 2025-26, all farmers must upload photographs of themselves, their crops, and their fields through the BRFSY_RABI_25_26 app. This is a new requirement introduced to verify the actual cultivation and crop damage claims. Farmers who do not upload these photographs may face rejection of their claims [[25]].

13. Premium Structure — Why BRFSY is Free

One of the most attractive features of the Bihar Rajya Fasal Sahayata Yojana is that it is completely free for farmers. Unlike traditional crop insurance schemes, including PMFBY, where farmers must pay a premium (2% for Kharif, 1.5% for Rabi), BRFSY requires zero premium from farmers [[3]].

The entire cost of the scheme is borne by the Government of Bihar from its state budget. This means that farmers do not have to pay anything upfront — they simply register, and if their crops are damaged by natural calamities, they receive compensation directly in their bank accounts. This is a significant advantage for small and marginal farmers who may struggle to pay even a nominal premium.

Zero Cost to Farmers

The BRFSY scheme is 100% funded by the Government of Bihar. There is no premium, no processing fee, and no hidden charges. The entire application process is free, and the compensation is paid directly to the farmer's bank account through DBT. Never pay any agent or middleman claiming to process your BRFSY application for a fee.

14. Payment Mode — DBT Direct Transfer

All compensation under BRFSY is paid through Direct Benefit Transfer (DBT) directly to the farmer's bank account [[13]]. This ensures transparency, eliminates delays, and prevents leakages. The payment is made only to Aadhaar-seeded bank accounts, which means the farmer's bank account must be linked with their Aadhaar number.

How DBT Works Under BRFSY

The farmer's application is verified and crop loss is assessed through Crop Cutting Experiments (CCEs).
The district-level authorities prepare the list of eligible beneficiaries and the compensation amount.
The list is processed through the Public Financial Management System (PFMS).
The compensation amount is directly credited to the farmer's Aadhaar-linked bank account.
The farmer receives an SMS notification about the credit.

Ensure Your Bank Account is Aadhaar-Seeded

If your bank account is not linked (seeded) with your Aadhaar number, the DBT payment will fail, and you will not receive the compensation. Visit your bank branch with your Aadhaar card and request them to seed your Aadhaar with your account. This is a mandatory requirement for receiving benefits under any government DBT scheme.

15. Crop Loss Assessment & Claim Process

The crop loss assessment under BRFSY is a scientific process conducted by the Agriculture Department at the district level. Understanding this process helps farmers know what to expect after they submit their applications.

Crop Cutting Experiments (CCEs)

Crop Cutting Experiments are the primary method used to assess crop yield and determine the extent of crop loss. These experiments are conducted by trained officials in selected fields across the state. The process involves:

Selection of sample fields in each gram panchayat using random sampling methods.
Harvesting crops from a defined plot size (usually 5m x 5m for paddy, 5m x 4m for maize).
Weighing the harvested produce and calculating the yield per hectare.
Comparing the actual yield with the threshold (normal) yield for that crop and area.
Calculating the percentage of yield reduction.

Threshold Yield and Loss Calculation

The threshold yield is the average expected yield for a particular crop in a given area under normal conditions. If the actual yield (determined through CCEs) falls below the threshold yield by 20% or more, the area is declared as affected, and farmers in that area become eligible for compensation at the higher rate of ₹10,000 per hectare. If the loss is between 0% and 20%, the compensation is ₹7,500 per hectare.

District-Level Verification

After the CCEs are conducted, the data is compiled at the district level. The District Agriculture Officer reviews the data and prepares a proposal for compensation. This proposal is then approved by the District Magistrate and forwarded to the state level for final sanction and release of funds.

16. BRFSY vs PMFBY — Detailed Comparison

Since BRFSY was launched as a replacement for PMFBY in Bihar, it is useful to compare the two schemes to understand the differences and advantages of each.

Parameter	Bihar Rajya Fasal Sahayata Yojana (BRFSY)	Pradhan Mantri Fasal Bima Yojana (PMFBY)
Type	State-funded crop assistance scheme	Central government crop insurance scheme
Premium	FREE — No premium	2% (Kharif), 1.5% (Rabi), 5% (Commercial)
Benefit Amount	₹7,500/hectare (up to 20% loss), ₹10,000/hectare (above 20% loss)	Based on sum insured and actual loss assessment
Maximum Coverage	2 hectares per farmer	Up to the insured area (no upper limit on hectares)
Claim Assessment	Crop Cutting Experiments by state government	Crop Cutting Experiments by insurance companies
Payment Mode	DBT directly to bank account	Through insurance companies to bank account
Coverage	Both landowners and tenant farmers	Both landowners and tenant farmers
Implementation	Cooperative Department, Government of Bihar	Empanelled insurance companies
Applicability in Bihar	Active — State scheme	Not applicable — Bihar opted out in 2018

17. District-wise Coverage in Bihar

The Bihar Rajya Fasal Sahayata Yojana covers all 38 districts of Bihar. However, the specific crops notified may vary by district. Below is an overview of the coverage:

North Bihar Districts

Districts like Madhubani, Darbhanga, Samastipur, Begusarai, Khagaria, Saharsa, Supaul, Madhepura, Purnia, Kishanganj, Araria, and West Champaran are highly flood-prone and receive priority coverage under BRFSY.

South Bihar Districts

Districts like Gaya, Aurangabad, Rohtas, Kaimur, Bhabua, Nawada, Jamui, and Lakhisarai are more prone to drought and receive coverage for drought-resistant crops.

Central Bihar Districts

Patna, Nalanda, Bihar Sharif, Bhojpur, Buxar, Saran, Siwan, and Gopalganj receive comprehensive coverage for both Kharif and Rabi crops.

Bhagalpur District

Specific circles of Bhagalpur (Navgachia, Bihpur, Gopalpur, Narayanpur, Ismailpur, Rangrachowk, and Kharik) are excluded from Aghani paddy coverage [[13]].

18. Helpline Numbers & Support Contacts

If you face any problems during registration or while filling the application form, you can contact the support team through the following channels:

Contact Type	Details
Cooperative Department Helpline	(0612)-2200693
Toll-Free Number	1800-345-6290
Technical Support Email	kisanreghelp@gmail.com
Official Website	esahkari.bihar.gov.in
Alternative Portal	pacsonline.bih.nic.in/fsy
Farmer Registration Portal	dbtagriculture.bihar.gov.in

When to Contact Helpline

If you are unable to register on the portal or the website is not loading.
If your Aadhaar OTP is not being received.
If you have forgotten your Farmer Registration Number.
If your application has been submitted but you are not receiving any updates.
If your compensation amount has not been credited to your bank account despite approval.
If you need help with document upload or form filling.

19. Common Mistakes & Application Rejection Reasons

Many applications under BRFSY get rejected due to common mistakes that could have been easily avoided. Being aware of these pitfalls can help you ensure your application is accepted and processed smoothly.

Top Reasons for Application Rejection

Missing the Registration Window: Farmers must register before the crop season begins. Late registrations are not accepted. Both Kharif and Rabi seasons require separate pre-season enrollment on the portal [[36]].
Bank Account Not Aadhaar-Linked: If your bank account is not seeded with Aadhaar, the DBT payment will fail. Ensure your bank account is Aadhaar-linked before applying [[36]].
Mismatched Land Details: The land details (Khesra number, area) in your application must exactly match the land records (Khatauni). Any discrepancy will lead to rejection [[36]].
Wrong Self-Declaration Format: Using the wrong self-declaration format (Raiyat instead of Non-Raiyat or vice versa) will result in rejection. Use the correct format for your category [[36]].
Blurry or Unclear Documents: Uploaded documents that are blurry, cut off, or illegible will be rejected. Ensure all scans are clear and complete.
File Size Exceeded: Each document has a strict file size limit. Uploading files larger than the specified limit will cause upload failure.
Tenant Farmers Without Proper Documentation: Tenant farmers must provide valid tenancy agreements or self-declarations attested by ward members. Applications without proper proof of cultivation rights are rejected [[36]].
Not Uploading Mandatory Photos: For Rabi 2025-26, uploading photos of the farmer, crop, and field through the BRFSY app is mandatory. Failure to do so may result in claim rejection [[25]].

20. Insider Tips for Successful Application

Based on the experience of thousands of farmers who have successfully applied for BRFSY, here are some insider tips to ensure your application is processed smoothly and you receive your compensation without delays:

Pro Tips from Successful Applicants

Register Every Season: Both Kharif and Rabi seasons require separate registration. Don't assume your Kharif registration will carry over to Rabi. Register afresh for each season on the portal [[36]].
Keep Documents Ready: Before starting the application, keep all documents scanned and ready. This includes your land passbook, Aadhaar card, Aadhaar-linked bank passbook, and self-declaration certificate [[36]].
Report Crop Damage Promptly: As soon as you notice crop damage, report it to the local Agriculture Department office. Early reporting ensures that the crop loss survey is conducted within the verification window [[36]].
Use Only the Official Portal: There is no premium and no fee for BRFSY. Never pay any agent or middleman claiming to process your application. Use only the official portal at esahkari.bihar.gov.in or pacsonline.bih.nic.in [[36]].
Verify Your Bank Account: Before applying, visit your bank and confirm that your account is active, Aadhaar-seeded, and capable of receiving DBT payments.
Take Photos Early: If using the mobile app, take photographs of your crop and field as early as possible. Don't wait until the crop is completely destroyed, as you need to show the damage.
Keep the Receipt: After submitting your application, download and save the receipt. This contains your application reference number, which you will need for tracking the status.
Check Application Status Regularly: Log in to the portal periodically to check the status of your application. If any additional documents are required, upload them promptly.

21. Other Important Bihar Farmer Schemes 2026

While BRFSY is the primary crop loss compensation scheme in Bihar, the state government runs several other schemes that benefit farmers. Farmers should explore these additional schemes to maximize the benefits they receive:

Bihar Krishi Input Anudan Yojana

Provides ₹13,500/hectare (irrigated) or ₹6,800/hectare (unirrigated) for crop loss due to natural calamities. Maximum 2 hectares covered. This is an additional benefit over BRFSY.

Bihar Krishi Yantra Anudan Yojana

Provides 40-80% subsidy on 75+ types of farm machinery including tractors (up to ₹1.5 lakh), harvesters (up to ₹15 lakh), rotavators, and threshers. Available at farmech.bih.nic.in.

Mukhyamantri Bagwani Mission

Offers 50% subsidy on fruit and vegetable cultivation including Makhana, Litchi, Mango. Subsidy ranges from ₹15,000 to ₹1,00,000 per hectare. Also covers drip irrigation and polyhouse.

Bihar Shatabdi Niji Nalkoop Yojana

Provides 50-80% subsidy on private tubewell installation, ranging from ₹15,000 to ₹35,000 per farmer. Helps farmers improve irrigation facilities.

22. Frequently Asked Questions (FAQs)

Q1: What is the benefit amount under Bihar Rajya Fasal Sahayata Yojana?

Farmers receive ₹7,500 per hectare for crop loss up to 20% of the threshold yield, and ₹10,000 per hectare for crop loss above 20%. The maximum benefit is limited to 2 hectares, meaning the maximum compensation is ₹15,000 or ₹20,000 per farmer per season, depending on the extent of loss.

Q2: Do farmers have to pay any premium for this scheme?

No. This is a completely free scheme. Unlike PMFBY or other crop insurance schemes, farmers do not pay any premium. The entire cost is borne by the Government of Bihar. There are no hidden charges or processing fees.

Q3: What is the official website to apply for BRFSY?

The official portal is esahkari.bihar.gov.in, managed by the Cooperative Department of Bihar. Farmers can also use the alternative portal at pacsonline.bih.nic.in/fsy or download the BRFSY_RABI_25_26 mobile app from Google Play Store [[3]].

Q4: Who can apply for Bihar Rajya Fasal Sahayata Yojana?

Both Raiyat farmers (landowners) and Non-Raiyat farmers (tenant farmers/sharecroppers) of Bihar can apply, provided they have a valid Aadhaar number, a Farmer Registration Number from the Agriculture Department, and an Aadhaar-linked bank account [[3]].

Q5: Is Aadhaar card compulsory for registration?

Yes. Aadhaar is mandatory. Only farmers with a valid Aadhaar number can register, and Aadhaar authentication through OTP is required to fill the application form. Additionally, the farmer's bank account must be seeded (linked) with Aadhaar for DBT payments.

Q6: What is the last date to apply for BRFSY Rabi 2025-26?

The application window for Rabi 2025-26 opened on January 1, 2026. The last date varies each season and is announced by the Cooperative Department. Farmers should regularly check the official portal for the latest deadline notifications.

Q7: Are tenant farmers eligible for BRFSY?

Yes. Tenant farmers (Ghair Raiyat) who cultivate land on rent, lease, or sharecropping arrangements are fully eligible. They must submit a self-declaration certificate in the prescribed format, attested by the ward member or farmer advisor.

Q8: How is crop loss assessed under BRFSY?

Crop loss is assessed through Crop Cutting Experiments (CCEs) conducted by the Agriculture Department. The actual yield is compared with the threshold yield, and the percentage of loss determines the compensation rate (₹7,500/hectare for up to 20% loss, ₹10,000/hectare for above 20% loss).

Q9: When will the compensation amount be credited to my account?

The compensation is credited after the crop loss assessment is completed and the beneficiary list is approved by the district and state authorities. The timeline varies depending on the speed of assessment and fund availability. Generally, payments are made within 2-4 months of the crop season ending.

Q10: Can I apply for both Kharif and Rabi seasons?

Yes. Farmers must register separately for each season (Kharif and Rabi) on the portal. If your crops are damaged in both seasons, you can claim compensation for both, subject to the maximum limit of 2 hectares per season.

Q11: What happens if my compensation payment fails?

If the DBT payment fails (usually due to bank account issues), the amount is returned to the government treasury. You should immediately contact your bank to resolve the issue (Aadhaar seeding, account activation, etc.) and then inform the District Agriculture Office to reinitiate the payment.

Q12: Is there a mobile app for BRFSY?

Yes. The official BRFSY_RABI_25_26 app is available on Google Play Store. It allows farmers to register, capture crop and field photos, and submit applications directly from their smartphones [[27]].

Q13: Can farmers who have taken loans from banks apply?

Yes. There is no restriction on farmers who have already taken loans from nationalized banks, cooperative banks, or other lending institutions. The scheme provides benefits to all eligible farmers regardless of their loan status [[3]].

Q14: What crops are covered under BRFSY?

Major crops covered include Aghani Paddy (in 38 districts), Bhadai Maize (all 38 districts), and Soybean (Begusarai, Samastipur, Khagaria). For Rabi season, wheat, maize, pulses, and oilseeds are covered. The exact list varies by district and season [[13]].

Q15: How can I check my application status?

You can check your application status by logging in to the official portal at esahkari.bihar.gov.in or pacsonline.bih.nic.in/fsy using your Farmer Registration Number. The portal displays the current status of your application and any pending actions required.

23. Conclusion

The Bihar Rajya Fasal Sahayata Yojana 2026 represents the Government of Bihar's unwavering commitment to protecting its farming community from the devastating financial impact of natural calamities. By providing a completely free, direct benefit transfer-based crop assistance scheme, the state has created a model that prioritizes farmer welfare over bureaucratic complexity.

With compensation of ₹7,500 to ₹10,000 per hectare, the scheme may not cover the entire loss suffered by farmers, but it provides a crucial safety net that helps them recover their input costs and prepare for the next season. The inclusion of both landowning and tenant farmers makes the scheme truly inclusive, recognizing the diverse realities of agriculture in Bihar.

For the Rabi 2025-26 season, applications are being accepted through the official portal esahkari.bihar.gov.in and the BRFSY_RABI_25_26 mobile app. Farmers are urged to register early, keep their documents ready, and ensure their bank accounts are Aadhaar-linked to avoid any delays in receiving compensation.

As Bihar continues to face the challenges of climate change and increasing frequency of natural calamities, schemes like BRFSY become even more critical. The government's proactive approach in providing direct financial assistance, without the complications of insurance premiums and claim processing, sets an example for other states to follow.

Don't Wait — Register Today!

If you are a farmer in Bihar, ensure you are registered for the current season of Bihar Rajya Fasal Sahayata Yojana. Visit the official portal or download the mobile app to complete your registration and secure financial protection for your crops.

Apply Online Now →

Disclaimer

This article is for informational purposes only and is based on publicly available information from official government sources. The details of the scheme, including benefit amounts, eligibility criteria, and application process, are subject to change as per government notifications. Farmers are advised to verify all information from the official portal at esahkari.bihar.gov.in or by contacting the helpline numbers provided. The author and website are not responsible for any discrepancies or changes in the scheme details.

Bihar Rajya Fasal Sahayata Yojana 2026